Fundamentals of Financial Literacy: Grades 8–9 (Test Set)

Fundamentals of Financial Literacy: Grades 8–9 (Test Set)

This set of tests on the fundamentals of financial literacy for grades 8–9 is designed to align precisely with the sections and chapters of the 2026 textbook *Fundamentals of Financial Literacy: Financial Culture* by V.E. Zuev. It comprises 36 section-based tests and 6 comprehensive chapter tests.
The tests are designed to assess student knowledge and can be used for both ongoing and summative evaluation. Each test contains 15 multiple-choice questions (with one correct answer out of four). All questions are based strictly on the text of the corresponding textbook chapter. Answer keys and grading criteria are provided for all tasks.
The advantages of this resource include its strict alignment with the textbook, time savings for teachers, and the development of student skills. It is suitable for thematic assessment after studying a section, exam preparation, independent study with self-assessment, and remote learning (it is easily converted to an online format). The target audience includes teachers, methodologists, tutors, and secondary school students. The materials are provided in Word format.

Chapter 1: Banks and Banking Services
1–2: The Bank: A Trusted Organization
3: Bank Accounts
4: Bank Cards
5: Bank Deposits
6: Bank Loans
7–8: Payments, Settlements, and Transfers
9: Remote Banking Services
Chapter 2: Consumption and Debt Obligations
10: Debts and Loans
11: MFIs, Cooperatives, and Money
12: Managing Debt
Chapter 3: Insurance
13: Insurance Services
14: Participants in Insurance
15–16: Do You Need Insurance?
17: Insured Event
18: What Can Be Insured? 19. Property and insurance
20. Insurance and business activity
Chapter 4. Capital and investments
21. Capital and its types
22. Assets and liabilities
23. Investments
24. Securities transactions
25. Investment risks
26. The individual in the world of capital: opportunities and limitations
27. Investments in education, health, and social connections
28. Government investments: family and youth
Chapter 5. Money and the digital world
29. From cash to digital money
30. Online payments
31. Commerce in a digital society
32. Marketplaces
33. Protecting personal financial information
Chapter 6. Financial fraud and protection methods
34. Consumer protection in financial services
35. Beware: financial fraudsters!
36. Money as a target for fraudsters
37. Fraud in banking and non-banking services
38. "My phone rang..."
39. Computers and fraud

Please check out other assignments for this program on the author´s page.