Personal Finance Organizer — Budget, Debts, Savings (Excel)

Personal Finance Organizer — Budget, Debts, Savings (Excel)

Personal Finance Organizer (Excel / Google Sheets)

One spreadsheet replaces a budget planner, a debt payoff calculator, a savings goal tracker and a subscription tracker. Fill in the yellow cells with your own numbers — everything else calculates automatically.

What´s inside (6 sheets):
• Instructions — how to use it
• Dashboard — yearly income, expenses, balance and savings rate, plus 2 charts (monthly trend and expense breakdown)
• Budget — income and expenses by category for 12 months with automatic totals
• Debts — up to 10 loans: payoff timeline, interest cost, payoff order (snowball / avalanche)
• Savings goals — up to 5 goals with a progress bar and projected date
• Subscriptions — recurring payments, monthly and yearly cost, upcoming-charge highlighting

Highlights:
• 170+ formulas, all verified and error-free
• Works in Microsoft Excel (2010+), LibreOffice and Google Sheets
• Comes pre-filled with sample data so you can see it working right away
• Nothing to install, no macros

You get the .xlsx file instantly after payment.

This is a planning tool, not financial advice. Debt calculations use a simplified amortization formula and don´t account for possible changes in loan terms.