Bankovskiy roznichnyy biznes - test sinergiya (otvety)
Synergy Answers to Discipline - Retail Banking
This collection contains 48 answers
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1. ... is an intermediary between the programs for the initial processing of client orders and the operational programs of banks - participants of the card system
2. The bank in the event of a crisis ... to claim the contents of an individual safe deposit box
3. The bank may restrict the issuance of deposits during the validity of the banking agreement by.
4. In the banking retail business, operations "without an account" include ...
5. The basis for the process of active development in the Russian Federation of the market for offers of banking services for the implementation of money transfers without opening an account ...
6. In the event of bankruptcy of a bank, its depositors under Law No. 177 "On Deposit Insurance ..." receive compensation
7. In accordance with Regulation No. 254-P of the Central Bank of the Russian Federation "On the procedure for the formation by credit institutions of reserves for possible loan losses" loans are divided into categories, the number of which is equal to ...
8. In accordance with the Regulation of the Central Bank of the Russian Federation No. 254-P loans, the probability of losses on which is equal to zero, belong to ... quality category
9. A depositor of a Russian bank can be ...
10. The deposit is ...
11. To make payments by bank cards, the outlet must be equipped with a ... terminal
12. If the bank offers a 2.5% commission for transfers to the EU countries (maximum 350 euros for a transfer amount of up to 5,000 euros (3.5%) and a maximum of 450 euros for an amount over 5,000 euros), for transfers to CIS countries - a commission 2 % (minimum 30 euros), for transfers to other countries - 3%: then the client, transferring 15,500 euros to Cayenne (Guiana), will pay ... commission
13. If the bank offers the following rates for renting a cell: for up to 30 days -43 rubles / day, at least 1200 rubles; for a period from 31 days to 60 days - 40 rubles / day, at least 1300 rubles; for a period from 61 days to 90 days - 37 rubles / day, at least 1050 rubles; for a period of more than 91 days - 34 rubles / day, then the client, having issued a safe deposit box for rent for a period of 37 days and after the end of this period, extending the lease agreement for another 65 days, must pay ...
14. If a bank purchase rate of 16.57 rubles is set in a credit institution. for the Singapore dollar, bank sale rate of 17.65 rubles. for 1 Singapore dollar, and the rate of the Central Bank of the Russian Federation is 17.1026, then when selling for cash rubles 500 Singapore dollars, the client will receive from the bank´s cashier ...
15. If the credit institution has established rates: bank purchase rate 45.58 rubles. for 10 Norwegian kroner, bank selling rate 48.08 rubles. for 10 Norwegian crowns, the rate of the Central Bank of the Russian Federation is 47.5837, then the client, in order to purchase 15 100 Norwegian crowns for cash rubles, must provide the bank´s cashier ...
16. If the VISA card is issued with a validity period of one year and the tariffs for using the card are as follows: initial payment of 300 rubles, the first year of servicing the card is 360 rubles, subsequent years of service: 280 rubles, then the bank will receive from using the card within two years income...
17. If the client opened a deposit for one year, placing 500,000 rubles on it, three months after its opening, he reported another 300,000 rubles, an interest rate of 10% per annum is charged on the deposit, and interest capitalization occurs at the end of the term storage of the deposit, then the client will receive income ...
18. The types of deposits include ... deposits
19. A prerequisite that allows a credit institution to accept deposits from individuals is
20. The professional activity of banks in the securities market should include ... activity
21. The methods of calculating interest on
30. It is not true that the peculiarities of time deposits include the fact that ...
31. It is not true that commercial banks issue ... cards
32. It is not true that ... can be attributed to factors affecting the interest rate on a loan
33. Overdraft is ..
34. The governing body of the deposit insurance system is the state corporation ...
35. The main risks of the bank when working with private depositors are associated ...
36. According to the form of presentation, loans can be ...
37. A complete definition of the concept of "universal bank" includes ..
38. The right to attract deposits from individuals is granted to banks, from the date of state registration of which at least ...
39. When analyzing the candidacy of a borrower in consumer lending, it is often used
40. When a bank is considering an application for issuing a credit card to a client - an individual, a prerequisite for making a positive decision is ...
41. Interest on a bank loan is ...
42. The decision to issue a loan is taken by ...
43. Retail operations are predominantly.
44. Scoring methods for assessing a borrower assume ...
45. Insurance compensation for deposits as of November 1, 2012 is ...
46. Services for cash and non-cash conversion transactions for individuals can be attributed to such a type of retail business as
47. By setting exchange rates, a commercial bank focuses on ...
48. Federal Law No. 177 "On insurance of deposits of individuals in banks of the Russian Federation" was adopted ...:
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